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Senior Citizens Can Be Successful at Getting Mortgages. Lee Nelson Contributor. a 30-year loan may be the best option for some based on its lower monthly payments.. This is FHA’s reverse mortgage program, and it allows people to purchase another primary residence if they have extra cash.
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U.S. Home Loans by States. California – The california housing finance agency – Offers low interest rate first mortgage programs and a variety of down payment assistance programs to eligible first time homebuyers. HomeChoice is a statewide program designed to assist low and moderate income borrowers who are disabled,
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Looking for the best mortgage: shop, compare, negotiate – brochure;. Let FHA help you (FHA loan programs offer lower downpayments and are a good option for first-time homebuyers!) HUD’s special homebuying programs. Indian Home Loan Guarantee Program (Section 184) 5. Shop for a home. Wish.