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Use our free mortgage calculator to quickly estimate what your new home will cost. Includes taxes, insurance, PMI and the latest mortgage rates.
If you purchase a home and put down less than 20 percent, your lender will minimize its risk by requiring you to buy insurance from a PMI company prior to signing off on the loan. Mortgage insurance.
At SunTrust Mortgage, we take home mortgages personally. That’s why you’ll find a knowledgeable person readily available to answer your questions and ease your concerns as you go through the home loan process.
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Mortgages | USAGov – Reverse Mortgages. A reverse mortgage is a home loan that you do not have to pay back for as long as you live in your home. You only repay the loan when you die, sell your home, or permanently move away. Homeowners who are at least 62 years old are eligible.
Conventional loans with mortgage insurance. Conventional first mortgage loans of greater than 80% of the property value (20% down payment) require private mortgage insurance. Mortgage insurance can now be obtained on loan amounts up to 97% of the home’s sale price or appraised value. Learn more about conventional loans here.