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Repayment Calculator | Federal Student Loans – Discretionary Income – We assume that your income will grow 5% each year, that your family size will remain the same during the life of the loan, and that the poverty guidelines will increase based on the Congressional Budget Office’s estimation of inflation.
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Income-Based Repayment (IBR) for Student Loans | Edvisors – The monthly payment under income-based repayment is based on 15 percent of discretionary income, where discretionary income is defined as the amount by which adjusted gross income (AGI) exceeds 150 percent of the poverty line.The poverty line is based on.
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In Repayment | Navient – If you have a FFELP loan in an Income-Based Repayment (IBR) plan, the payment goes first to Unpaid Interest, then to Unpaid Fees, and then to Unpaid Principal. Your payment may be allocated and applied differently depending on whether you have a federal or private loan, the status of your loan, and if you have multiple loans that are combined.
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