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How Much Mortgage Loan Can I Get Approved For Too much debt to buy or refinance a. – The Mortgage Reports – There are ways to get approved for a mortgage, even with a high debt-to-income ratio: Try a more forgiving program, such as an FHA, USDA, or VA loan. Restructure your debts to lower your interest.
One of the seemingly unintended groups to fall victim to the government’s latest mortgage changes is owners of mobile homes, according to some concerned mortgage brokers who are seeing the effects on their clients. The issue stems from the new rule that prohibits insured properties from being refinanced, and that most lenders require mobile homes located in a mobile park to be insured.
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MANUFACTURED HOME LENDING SOLUTIONS. While many companies say no to manufactured home financing, NLC Loans says yes. Manufactured home owners are commonly denied the ability to finance their homes due to mortgage loan restrictions on manufactured housing units.
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I think this is a good practice for anyone age 62 or over who is looking to purchase a home or refinance,” said Hopkins. Be sure you’re working with a reputable lender, too. Choose one that is a.