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First-time home buyers have a lot of different options to choose from, including FHA loans, USDA loans and the Good Neighbor Next Door program. Discover which programs are best for you, and learn.
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Fannie Mae HomeReady Program. A first time home buyer with bad credit who is open to purchasing a foreclosed property may want to look into the Fannie Mae HomeReady program. This is an extremely beneficial program that allows you to purchase homes at a reduced rate while still securing financing through the FHA mortgage program.